Our Credit Repair In 45 Days

Day One - DECISION MADE!
You made the choice to get on the right track and get your credit file in order and you start working with us to help. We are glad you're here and we can't wait to do all we can to help you reach your credit goals. If you ever have any questions just let us know and we will get you answers.

Day Two
Usually, you will get a call the day after you start your service with us. We will ask if you have any additional questions and let you know the next steps in your credit repair process. These first couple of days are very important!

Day Three
Hopefully by day three you will have provided us access to your credit monitoring account and our ``Audit Masters`` will be combing through it line by line so we know exactly what steps to take in order to give you the best results possible.

Day Four
Usually by this point, your audit is complete and delivered to you... It is at this time that your Audit Fee will be charged. When your Audit fee clears, your file is sent to our processing team to begin the credit repair process.

Day Five
Usally around this time is when you will begin the deletion/Repair portion of our service. We will begin communicating with credit bureaus, creditors, even court houses in some cases. This will seem like it takes FOREVER! It's usually a 30-40 day process.

Days Six To Thirty-nine
This is where the real work happens... Bureaus are conducting investigations, creditors are checking info, and collection agencies are validating accounts. You will begin receiving responses from the different entities. We need copies of the mail you get. It allows us to move forward with your file

Day Forty
This is a BIG day... this is the first time we review for changes on the report. We will know if the collection agencies or creditors have removed or repaired the items on which you chose for us to work.

Day Forty-One
The day after you receive your invoice is the day we will charge your payment. If you have a large number of deletions and have a high balance, DON'T WORRY, we only charge a maximum of $100 per month for an individual and $150 per month for a couple. This way you can pay out your balance over time with no extra fees or interest.

Then we start back from Day 5 and repeat the entire process again. We will continue this cycle until we have fixed all items or have exhausted all efforts trying.

Contact me NOW to get started!

Another Credit Card Breach

This time it hit Chicago owned Jewel - Osco stores.

The credit card companies and banks have apparently had enough and are changing the way your personal information is being stored on the card itself.

EVM chips are now the standard in Europe. (EVM standing for European Visa and Mastercard) and currently 18% of credit card holders in America have a card with this chip installed. Consequently merchant terminals are becoming obsolete.

"The parent company of Jewel grocery stores (Supervalu and Albertsons)

is alerting customers to a card fraud incident at some of its stores, including Jewel-Osco stores in Iowa, Illinois and Indiana.
“The new malware may have captured account numbers, expiration date, other numerical information and/or the cardholder’s name.  

AB Acquisition LLC, which operates Jewel-Osco, Albertsons and Shaw’s and Star Markets under New Albertson’s, Inc., said in a statement it was recently notified by its third party IT services provider of a “separate, more recent, attempted criminal intrusion seeking  to obtain payment card information used in some of its stores.” 

“The Company has been informed that different malware was used in this recently discovered incident than was used in the incident previously announced on August 14, 2014,” the statement goes on to say."

Okay I have a problem with this. First and foremost is WHY haven't consumers heard about this sooner? If this incident happened August 14 and it is now 2 days from October...Oh never mind.

The list of companies having credit card security issues growing on a near daily basis and these are just the ones being reported. Hobby Lobby, Home Depot. Target. ALL have compromised the personal information of their customers.

That is exactly why credit cards are now being issued with a special EVM chip that will require merchants to update their credit card processing terminals or be held liable for any consumer losses processed with a current mag stripe reader. Merchants will have until 2016 to update their systems.

For more information on EVM chip readers contact me at 417.396.2883

Banks HATE Start-Ups!

If your company is less than 2 years old, you will find it almost impossible to get a loan from a bank. So how can an entrepreneur eliminate that problem and add years to their corporate resume?

The answer is with the use of a shelf corporation.

What is a Shelf Corporation?

A true shelf corporation is a company that was formed years ago for the sole purpose of putting it on a “shelf” to age, and then resold after it has matured to a fundable age. These corps are free from any liens or encumbrances and have never conducted business or been attached to a Tax ID number.

Banks HATE start up companies. Most banks will not lend money to brand new business entities. Having a longer clean corporate history may help you get approved sooner for those cash lines and business credit cards.

Building business credit is much like building anything else, you start with a foundation and work your way up. Your business credit foundation is your business itself. Acquiring lines of credit without personal guarantees or using your personal credit scores means that you're going to need to establish your business foundation for building credit.

Benefits of a Pre-Established Corporation:

By owning a pre-established corporate entity, you are able to take advantage of the following benefits:

1. Instant availability & fast delivery
2. Show longevity of company filing
3. Immediately own a company with a filing history
4. Ready for immediate transfer as no stock are currently issued
5. May help when applying for contracts and financing

Contact me for more information if you are looking to avoid the obsatcles and pitfalls of most start up companies. 417.396.2883

                        

A Bailout For Merchants

I have been in sales all my life and many of those years I was selling merchant services. It wasn't until recently that I have found something that no other company is offering and I think its the greatest thing to come around in quite some time.

The Flex-Chex Retail Payday program gives the merchant the opportunity to offer their customers (clients or patients) the ability to "buy now pay later" with no credit check and ZERO risk to the merchant.

The Flex-Chex No Credit Needed Payment Program does not base the purchase and credit request of a consumers credit but their ability to repay. To qualify the customer only needs a checking account in good standing with their financial institution.

For further information contact me at 417.396.2883

RAVE Reviews For My Resume Service!

I dont like to brag bu....

Who am I kidding? I LOVE to brag.

And I have a good reason to. I create the most awesome resumes for job seekers. (For ONLY $20)

Here is what a couple of recent clients have said:

"WOW! I have never seen a resume so well written. MY resume is better than anyone else's. Thank you so very much" - Pam 

"So AWESOMELY perfect!" Mohammed 

I am humbled by such a response. Humbled and honored.

I even have people giving me MORE than the $20 that I ask for. That speaks VOLUMES to me and I THANK YOU so much for your kind words, patronage and most importantly - the referrals you have sent me.

Word of mouse advertising works wonders.

No Credit Needed Payment Plan For Your Business

The Future Of Credit Card Processing

I just read a story of how there has been a data breach nationwide at Jimmy Johns sandwich shops. This, along with the Home Depot and Target stores suffering the same fate - literally putting MILLIONS of credit and debit card holders account information at risk.

The solution is coming in the form of the data chip.

Mag stripe readers will be rendered useless in 2016 when all merchants will either upgrade their processing terminals to read the data chip or be held liable for fraudulent magnetic stripe transactions. Good idea and for someone that is in the merchant services business LIKE ME it spells O-P-P-O-R-T-U-N-I-T-Y.

Contact me for more information or just Google EMV chip and check out the results. Just get back to me if you want to upgrade your obsolete service.

My Bad

Oopsey!!!

Looks like one of my deals has gone south.

Budget Mobile - the company that I was signing up low income individuals for Lifeline service - has not paid me on commissions due. It's not a lot of money but thats not the point. Point being that since DAY 1 Taurus Owens of Budget Mobile has lied to me. Company collateral, marketing pieces and office support were NEVER delivered either. I had a bad feeling about Taurus Owens and Budget Mobile when there was an immediate discrepancy in per unit sign up commissions.

But you live and learn and one thing that I learned is multiple streams of income.

So Taurus Owens and Budget Mobile...just let me say that word of mouth (or in this case word of mouse) can either make or break a business. I will let everyone know what a shit company you are and that you dont care about paying your reps.

So...You Are Looking To Start A Business

There are some things you should know before moving forward.

1 - Banks HATE start up companies! 

I will repeat Banks HATE start up companies! 

A bank underwriter’s only job is to assess risk, and it is no secret that a very large percentage of new businesses fail within the first 12 months, for that reason most banks refuse to lend to any company that is less than 2 years old.

2 - Filing all the necessary paperwork with the state and IRS will take time and money, depending on your home state it could take anywhere from 3 days to 3 months to get up and running. If you have every dealt with the secretary of state before, you know that they are usually not willing to help when filling out legal forms, and unless you are an attorney, this task can be daunting. If you fill something out incorrectly, which happens more often than not, you will have to wait until the Secretary of State catches your error and then start the process all over again.

I have found a solution to both of these problems! 

A funding source that offer existing corporations that are already at least 3 years old! These corporations are in good standing with the secretary of state, and since they are already up and running, you can be the new owner in as little as 24 hours.

Here are some advantages to purchasing an already existing corporation:

    - Increased access to credit 
    - Instant credibility with clients (based on your age) 
    - Access to state bidding opportunities (they usually require you are in business for a certain period of time) 
    - Instant start up 

All of the corporations are unused with no business history, which means you will technically be the first owners of the company and no Tax ID number has been issued prior to you. This protects you against purchasing a company that may have bad debt associated with it. Savvy business owners have been using this technique for years to help get off the ground faster!

It is a fact that businesses that are at least 3 years old are 88% more likely to get approved for funding compared to a start up.

Don’t waste your time starting a new company, when you can add years to your corporate resume by contacting me today and get more information about our aged shelf corporations.

The Perfect Resume

We all know there is no such thing as a perfect resume.

There are so many rules out there that sometimes even recruiters can't agree on what you should or shouldn't include. However, you can follow the basic resume rules to perfect your resume and make it stand out. To get an objective and professional opinion is vital. Having a person who has "sat in the big chair" and knows first hand what hiring managers and employers look for in the stack of resumes they receive on a daily basis.

So what makes you think yours will stand out?

Many job seekers make the mistake of including too much specific information on their resume. They forget that the purpose of a resume is NOT to land you that job but to get you the interview.

Let me say that again for you:

The purpose of a resume is NOT to land you that job but to get you the interview

This may come as a shock to you but the sooner you realize it you can adjust your approach to get you that interview. There's that old saying that you have to crawl before you can walk. The same holds true in writing your resume. You have to get the interview before you can get the job.

Check out my resume service. For $20 I will give you the resume that will get you that interview. The rest is up to you.

I'm Back and Better Than Ever!

It has been an eventful year which was most recently capped off by a relocation to The Ozarks!

This has turned out to be one of the greatest moves that I've ever made so I would like to "pay it forward" if you will by giving away copies of my ebook "Your Guide to Perfect Credit"

One of the many things that you will notice on this blog is that I am doing many different things to achieve our goals - one of which is to purchase acreage. Lots and lots of wooded acreage! - and Im sure some things will be replaced with others but the whole point is is that I got my mojo back. I have a new zest for life down here. It's hard to explain really.

But CLICK HERE and you will be taken to the download site and be sure to tell me what you think of it. I have also associated myself with people that can actually help if you're in need of debt relief services or education.

Love you all and THANK YOU!!!